Planning an amazing vacation without wanting to break the bank doesn’t mean sacrificing convenience, comfort, or your sense of adventure, especially if you’re retired and seeking the best vacation getaways. In 2026, if the US dollar remains strong and the travel market keeps its competitive edge, it should be easier than ever to explore both domestic and international destinations without draining your savings.
So, if you’re ready to explore, we’ve compiled a list of 10 great vacation spots in 2026 that won’t break the bank — 5 in the U.S. and 5 abroad.
Five great U.S. vacation destinations for retirees in 2026
The United States offers dozens of retiree-friendly vacation destinations without a high price tag, offering low-cost accommodations, affordable meals, and senior-friendly activities for solo and group travelers.
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more – straight to your e-mail.
Profit and prosper with the best of expert advice – straight to your e-mail.
1. Myrtle Beach, South Carolina
(Image credit: Adobe Stock)
Myrtle Beach stands out as one of the East Coast’s premier vacation spots, with 60 miles of pristine, sandy beaches perfect for sunbathing, swimming, and leisurely strolls, set against a backdrop of warm weather that draws over 20 million visitors annually. The city boasts a vibrant entertainment scene, shops, aquariums, and more than 1,500 restaurants offering fresh seafood and Southern cuisine at affordable prices. With mild winters, lots of sunshine, and easy access via nearby airports, Myrtle Beach offers an unbeatable mix of relaxation, adventure and value, making it a top choice for retirees.
Why it’s a great deal for retirees: Hotels average $120-150 per night, while meals at seafood shacks go for about $10 to $15. You can catch a flight from the East Coast for an average of $150 to $200. Senior discounts are common and average 10% to 15% at hotels and many attractions. Myrtle Beach offers flat, walkable boardwalks and wheelchair-accessible beaches. Senior-friendly activities include leisurely pier strolls and shows at the Carolina Opry for around $30.
Along with everything else, retirees can avoid the hot summer heat by visiting in the spring and fall, when it’s also less crowded. Hotel rates during this time can be 20% lower than in the peak vacation months. Public transportation is senior-friendly and costs about $1.50 per ride.
Average daily cost: Overall, retirees can expect to pay about $60 to $80 per person, excluding airfare, per day.
2. Albuquerque, New Mexico
(Image credit: Getty Images)
Albuquerque is an ideal destination for retirees in 2026. With a rich cultural heritage, senior-suited activities, and affordability, the city has it all. Flat, walkable areas like Old Town, vibrant Native American markets, free attractions like the Petroglyph National Monument, with its easy trails, and the scenic Sandia Peak Tramway, only $25 with your senior discount, provide opportunities to discover stunning desert landscapes at your own pace. With a laid-back vibe and a cost-effective lifestyle, Albuquerque delivers a relaxing and enriching escape for retirees.
Why it’s a great deal for retirees: The price for a hotel room in Albuquerque averages about $100 to $130 per night. If you grab lunch at one of the many food trucks around town, you can spend less than $10. Flights average $150 to $250. Plus, seniors get free entry to Petroglyph National Monument, and many museums offer AARP discounts — about 10% off the price of admission. Cultural sites like Old Town are free, and the mild spring and fall weather suits retirees. Public buses charge seniors a quarter per ride, which makes navigation around the city easy and convenient.
Average daily cost: $50 to $70 per person, excluding airfare, per day.
3. Gatlinburg, Tennessee
(Image credit: Getty Images)
Gatlinburg is a charming mountain resort town located at the entrance (free for seniors) to the Great Smoky Mountains National Park. Known for its stunning natural beauty and a wide variety of outdoor activities, including hiking, fishing, and wildlife viewing, the town is a top spot for retirees seeking an affordable and relaxing getaway. The town is also famous for its vibrant arts and crafts community, with numerous galleries and shops showcasing local artisans.
Why it’s a great deal for retirees: Retirees can rent accommodations in the Smoky Mountain National Park for as low as $120 to $140 per night, then dine on a hearty Southern meal at a variety of local spots for around $10 to $15 per person. Activities include scenic drives along the Roaring Fork Motor Trail and trolley rides for 50 cents with a senior discount. Mild fall weather, senior discounts, and flights from Los Angeles into Knoxville that average $200 to $250, depending on when you fly, make Gatlinburg a budget-friendly haven for retirees. Consider visiting in the Fall to take advantage of lower rates, about 15% less, on accommodations.
Average daily cost: $60 to $80 per person, minus airfare.
4. Destin, Florida
(Image credit: Getty Images)
Destin is a picturesque beach town located on the Emerald Coast. The city is known for its white-sand beaches and crystal-clear waters, making it ideal for a stroll along the shoreline. It has become a popular vacation destination for retirees, due to its relaxed atmosphere, beautiful scenery, and a variety of activities tailored to a more laid-back lifestyle. Retirees can enjoy the warm weather, especially during the winter months when many seek to escape colder climates.
Destin also has numerous social clubs and activities tailored to retirees, a variety of dining options, local boutiques, art festivals, concerts, and seasonal celebrations, many free to seniors.
Why it’s a great deal for retirees: Depending on the time of the year, hotels can set you back about $140 to $160 per night. If you like seafood, you can expect a meal to cost about $12 to $15 per person, and retirees can tour the harbor on a cruise for about $20. Skyscanner reports that flights into Destin cost between $150 and $250, depending on the time of year. Many state parks offer senior discounts, including Henderson Beach, which charges $3 entry fee for seniors. Local shuttles cost about $1 to $2, providing a way to get around without the need to rent a car.
Average daily cost: $70 to $90 per person, excluding airfare, per day.
5. Asheville, North Carolina
(Image credit: Getty Images)
Asheville is increasingly popular among vacationing retirees for several reasons. Nestled in the Blue Ridge Mountains, the town offers a unique blend of natural beauty, culture and a welcoming community, making it an ideal destination for retirees searching for a vacation spot to relax and explore. The Pisgah National Forest and the Blue Ridge Parkway offer hiking trails that cater to all skill levels, and the North Carolina Arboretum and various local parks provide quiet environments for leisurely walks and picnics. This region also has four distinct seasons, with mild winters and pleasant summers, making it comfortable year-round.
Why it’s a great deal for retirees: While Asheville has become more popular, it still offers relatively affordable costs compared to other vacation hotspots. The price for a hotel will average about $110 to $140 per night, depending on the time of year. Farm-to-table meals average around $10 to $15 per person at local spots like Tupelo Honey. Flights to Asheville come in at $200 to $300, and the Biltmore Estate offers senior discounts on its $60 entry fee. Walking through the stunning Asheville Botanical Gardens is free and suited to seniors with limited mobility. The town also offers a vibrant senior community with cultural events. The fall foliage season, September and October, has mild weather and 15% lower lodging rates than during the summer months. Trolleys and buses charge $0.50 for seniors, enhancing accessibility around town.
Average daily cost: $60 to $80 per person, excluding airfare, per day.
Five great international vacation destinations for retirees in 2026.
These top international picks are tailored for retirees on a budget with accessible transportation, safe environments and a variety of low-impact activities. Strong U.S. dollar exchange rates, reasonable accommodations and meals and affordable healthcare access, if needed, are prioritized.
1. Punta Cana, Dominican Republic
(Image credit: Getty Images)
Punta Cana is an excellent vacation spot for budget-conscious retirees due to its affordable, all-inclusive resorts. The overall cost of living is also lower than in many U.S. destinations, which means your dollar stretches further. With long, roaming beaches that are free to enjoy and a variety of affordable activities like snorkeling, active retirees can enjoy both relaxing and adventurous days without many of the higher costs associated with vacationing abroad. Plus, the warm climate year-round makes it a welcome escape from colder regions, enhancing its appeal as a budget-friendly getaway.
Why it’s a great deal for retirees: All-inclusive resorts (meals and drinks included go for about $120 to $150 per night. Flights into Punta Cana range from $250 to $350 from East Coast hubs, and local meals start at about $5 to $10 USD. Many resorts offer senior packages, about 10% off regular prices. Resorts are also wheelchair-accessible, with pools and shaded areas to lounge. They also provide shuttles from Punta Cana Airport. Quiet beach walks and cultural shows are often included in resort packages. Plus, if you’re a U.S. citizen, you don’t need a visa to visit, and English is widely spoken. Keep in mind that if you vacation in Punta Cana in the spring and fall, you’ll avoid the hurricane season.
Average daily cost: $60 to $100 per person, excluding airfare, per day.
2. Cancun, Mexico
(Image credit: Getty Images)
Cancun, in neighboring Mexico, is a fantastic vacation spot for retirees due to its wide range of affordable accommodations, from budget-friendly hotels to all-inclusive resorts that often provide all meals and activities at a reasonable price. Cancun’s sky-blue beaches and exciting nightlife offer plenty of free or low-cost activities, and its numerous cultural attractions, such as ancient Mayan ruins and local markets, provide memorable (and affordable) experiences for seniors. Plus, the warm climate year-round makes it an ideal destination for budget-conscious retirees looking to escape colder weather.
Why it’s a great deal for retirees: On average, hotel and resort costs range from $80 to $120 per night. Look for off-season discounts in the spring and fall. You’ll find street food, both delicious and inexpensive, at about $1 to $5 per person. Flights to Cancun average $200 to $300, and museums like the Museo Maya offer admission to seniors at a discounted rate of only $5 (regular admission is $8), helping keep costs low.
Most public beaches offer access to seniors with mobility needs via ramps, and accessible ferry rides to Isla Mujeres cost about $15. Local markets and tours of the El Rey ruins ($3) are walkable. Public buses cost about 50 cents per ride and are senior-friendly. Stick to tourist zones for safety and to find English speakers, and no visa is necessary for stays under 180 days. It’s best to visit in the spring and fall to avoid crowds (and the heat).
Average daily cost: $50 to $70 per person, excluding airfare, per day.
3. Belize City, Belize
(Image credit: Getty Images)
Belize City, Belize, is a great vacation spot for retirees due to its rich cultural heritage, friendly locals and low cost of living.
“Despite its size, Belize offers visitors a variety of experiences like visiting the rainforest, Mayan ruins, cave tubing, adventure tours, white sand beaches, and of course, it’s home to the second longest barrier reef in the world, the Mesoamerican Reef,” says Chris Atkins, CEO at Central America Fishing.
“This living, breathing UNESCO World Heritage site offers some of the best snorkeling, diving, and fishing in the world year after year. On top of all that, it’s less than a 3-hour flight from Florida, and it’s the only English-speaking country in Central America.” The warm climate and laid-back atmosphere further enhance its appeal, making Belize City an inviting destination for retirees seeking adventure and relaxation.
Why it’s a great deal for retirees: To save money, consider staying at an Eco-lodge — accommodations designed to minimize the impact on the environment while providing a nature-based experience for guests. On average, you can expect to pay about $80 to $120 per night, with meals coming in around $3 to $10. Flights to Belize City, depending on your departure location, are about $250 to $350. Airport shuttles (about $25) offer convenient access to your hotel. U.S. dollars are accepted, which simplifies spending. Tours of the zoo and riverboat cruises cost about $15 to $20, but often offer discounted senior rates. Visit in the off-season (April-May or September-October) for lower rates. English is the official language.
Average daily cost: $50 to $80 per person, excluding airfare, per day.
4. Lisbon, Portugal
(Image credit: Getty Images)
Lisbon ranks in our top international vacation spots for retirees due to its affordability, rich history and vibrant culture. The city offers a variety of budget-friendly accommodations and food options, allowing retirees to enjoy the local culture without breaking the bank. Lisbon has a mild climate, amazing architecture and picturesque neighborhoods. Retirees can explore the many historic sites and beautiful viewpoints at their own pace, and the city’s public transportation makes it easy to get around, making it an ideal destination for relaxation and exploration.
Why it’s a great deal for retirees: Most hotels in Lisbon cost between $80 and $120 per night, while local cuisine is surprisingly affordable, ranging from $5 to $15. Flights to Lisbon (depending on your departure location) will set you back $400 to $500. You’ll find free walking tours and cheap trams ($3) to keep costs down, and most of the museums offer 20% off senior discounts. But the many cobblestone streets may require sturdy shoes. Spring and fall have mild weather and typically 15% lower rates on accommodations. No visa is required for 90-day stays. Also, a strong U.S. dollar boosts value.
Average daily cost: $60 to $90 per person, excluding airfare, per day.
5. Chiang Mai, Thailand
(Image credit: Public Domain)
Rounding out our top five international destinations for retirees in 2026 is Chiang Mai, Thailand. Chiang Mai can be budget-friendly, making most activities affordable, especially from February to April or October to November, when you’ll earn 10% lower rates, on average, on accommodations.
The city’s numerous temples, markets and festivals provide cultural experiences without high prices. Additionally, the city offers access to beautiful natural surroundings, including mountains and national parks, making it an ideal destination for active retirees seeking adventure.
Why it’s a great deal for retirees: The average cost of a hotel in the city is about $30 to $80 per night. Enjoy the affordable local cuisine for about $1 to $3 per meal. Flights from the U.S. West Coast average about $500 to $600. Many of the Temples and markets are free or nearly free. There is also a large expat retiree community, and many of the locals speak English. You’ll need an E-visa ($35 for 60 days), which is a digital authorization for travel that is linked to your passport and allows you entry into a country without the need for a physical visa sticker or stamp.
Average daily cost: $25 to $50 per person, excluding airfare, per day.
Why these 10 destinations are retiree-friendly in 2026
U.S. Destinations: The top five destinations give retirees accessibility, senior discounts (10% to 20% on average) on lodging, attractions and dining that stretch budgets and make your vacation dollars last longer. Mild shoulder-season weather in the spring and fall suits retirees on their own schedule, with rates typically 15% to 25% lower than in peak seasons.
International Destinations: Strong U.S. dollar exchange rates, especially in Mexico and Thailand, and low food and accommodation costs keep expenses down. All of these top destinations have accessible airports and English-speaking tourist areas. Activities are suited for both active travelers and retirees who prefer a more leisurely vacation. No-visa or easy-visa policies simplify your international travel plans.