We don’t get a lot of guarantees in retirement. One of the few is a regular monthly Social Security check for as long as we live. Yes, even if you’re decades away from retirement, Social Security will still be there for you.
But while we’re guaranteed a monthly benefit, we’re not guaranteed a certain amount of money. How much we get depends in part on our choices, both while we’re working and when we sign up. The trouble is, we don’t always recognize all the options available to us, and that can lead to missing out on valuable opportunities to grow our benefits.
There’s one move in particular that can drastically increase your Social Security benefits, but only about one in 10 people pull this off. It’s not right for everyone, but it could be your ticket to your largest possible checks.