NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
Earn 1.30% APY (annual percentage yield) on balances up to $500,000 as of 10/12/2022.
With $0 min. balance for APY
30,000 points
Earn 30,000 Membership Rewards® points. Convert Membership Rewards® points into deposits directly into your American Express® Business Checking account. Other redemption options available. Terms apply.
1) Deposit a total of $5,000 or more in eligible deposits within 30 days of opening your first account, AND
▪ Eligible deposits are any deposits except deposits using our Redeem for Deposits feature, deposits from interest payments, and deposits from any other American Express Business Checking accounts.
2) Maintain an average account balance of $5,000 for the next 60 days,
AND
3) Make 5 or more qualifying transactions within 60 days of opening your account
▪ Qualifying transactions are mobile deposits, check deposits by mail, and electronic/online transactions including ACH, Wire, and Bill Payments. Business Debit Card transactions and deposits using our Redeem for Deposits feature are not qualifying transactions.
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
$0
1.30%
Earn 1.30% interest on account balances up to and including $250,000. Terms apply.
With $0 min. balance for APY
$500
Earn a $500 bonus when you open a new Bluevine Business Checking account and meet eligibility requirements. Apply with referral code NW500.
$0
Business Essentials
NerdWallet Rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
$0
N/A
$400
Earn a $400 bonus when you open a U.S. Bank Business Essentials Account or $1,200 when you open a Platinum Business Checking Account online with promo code Q4AFL25 and complete qualifying activities, subject to certain terms and limitations. Offer valid through January 14, 2026. Member FDIC.
$100
Capital One Business Basic Checking®
NerdWallet Rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
$15.00
Waived with $2,000 minimum balance
N/A
$1,000
Earn up to $1,000 when you open a new Capital One Business Basic Checking or Enhanced Checking account, and complete qualifying activities. Offer valid through November 20, 2025.
$0
Basic Business Checking
NerdWallet Rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
$0
N/A
$200
Business owners get up to $200 welcome bonus!* Open a business checking account by June 30 and get up to $200 when you use promo code START200 on your application.*
$0
Axos Business Premium Savings Account
NerdWallet Rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
$0
3.80%
Earn 3.80% APY on all balances.
With $0.01 min. balance for APY
$600
Earn a bonus of up to $600 when you bundle a new Business Premium Savings account with a new Basic Business Checking account and use promo code SBB600. Terms apply. Offer expires 06/30/2026.
$0
Mercury Business Bank Account
NerdWallet Rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
$0
N/A
$300
$300 bonus to users on deposits $10K or more in their first 90 days.
N/A
Rho Business Checking
NerdWallet Rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
$0
N/A
$500
Switch to Rho and maintain an average balance of $50,000 across the first 90 days after deposit. Get $500 cash reward. Use promo code NERDWALLET at sign up.
N/A
Chase Business Complete Banking®
NerdWallet Rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
$15.00
Waived with $2,000 minimum balance
N/A
$500
Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
$0
PNC Business Checking
NerdWallet Rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
$12.00
Waived with $500 average monthly balance
N/A
$400
Open a new qualifying Business Checking or Business Checking Plus account by 12/31/2025. Maintain a minimum average ledger balance of $2,000 for each of the first three statement cycles; and make at least 20 total qualifying PNC Bank Visa® Debit Card transactions within the first three statement cycles.
$100
Business Checking 100
NerdWallet Rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
$0
N/A
$1,000
For a $100 bonus, make a cumulative new money deposit of at least $2,000 within 60 days after opening an eligible account. For a $400 bonus, make a cumulative new money deposit of at least $5,000 within 60 days after opening an eligible account (not available with Business Checking 100). For a $1,000 bonus: Make a cumulative new money deposit of at least $20,000 within 30 days after opening an eligible account, then maintain a daily balance of $20,000 for 60 days after you’ve met the cumulative opening deposit requirement. ($1,000 bonus available with Unlimited Plus Business Checking only.)
