Many older Americans depend heavily on Social Security to help them have a financially comfortable retirement. While Social Security alone cannot support retirees, it is still an important income source since benefits are guaranteed not to run out and are also protected against inflation.
For those who want to make the most of this vital income source, taking steps to maximize monthly benefits can be a no-brainer. And the good news is, there’s one surefire way to increase the money Social Security provides.
However, while taking this step can be a great option, it is not available to everyone. Here’s why.